Appraisal services for Myrtle Beach and Horry County homeowners

Here are the top 7 reasons why SC homeowners use Stilus, LLC:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a SC property tax assessment
  3. Remove PMI to lower a mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a SC divorce, where property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in SC

Own a home in or near Myrtle Beach, SC and need help deciding the value of it?
Contact Stilus, LLC.

We at Stilus, LLC understand the special needs of a consumer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. Being a consumer that ordinarily doesn't look at appraisals on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Stilus, LLC, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're veterans in helping people just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenge Horry county's assessment of your property

Your local tax assessor may have your home overvalued if your house not appreciating as much as other homes close to yours. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. An appraisal from Stilus, LLC is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Stilus, LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for accuracy? Stilus, LLC offers field reviews where we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Stilus, LLC can We can assist you. While usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.